Frequently Asked Questions

  • A cooperative is an autonomous and duly registered association of persons, with a common bond of interest, who have voluntarily joined together to achieve their social, economic and cultural needs and aspirations by making equitable contributions to the capital required, patronizing their products and services and accepting a fair share of risks and benefits of the undertaking in accordance with the universally accepted cooperative principles.

  • The primary objective of every cooperative is to help improve the quality of life of its members. Towards this end, the cooperative shall aim to:

    (a) Provide goods and services to its members to enable them to attain increased income, savings, investments, productivity, and purchasing power, and promote among themselves equitable distribution of net surplus through maximum utilization of economies of scale, cost-sharing and risk-sharing;

    (b) Provide optimum social and economic benefits to its members;

    (c) Teach them efficient ways of doing things in a cooperative manner.

    (d) Propagate cooperative practices and new ideas in business and management;

    (e) Allow the lower income and less privileged groups to increase their ownership in the wealth of the nation; and

    (f) Cooperate with the government, other cooperatives and people-oriented organizations to further the attainment of any of the foregoing objectives.

  • That the objectives and purposes for which CAMPE-MPC is formed are:

    a.       To encourage thrift and savings mobilization among the members for capital formation;

    b.       To engage in leasing services;

    c.       To engage in water refilling (purifying and dispensing) services;

    d.       To engage in laundry business service;

    e.       To create funds in order to grant loans for productive and providential purposes to its members;

    f.        To provide goods and services and other requirements of the members;

    g.       To exercise such other powers granted by law or necessary to carry out its purposes as stated in CAMPE-MPC By Laws Article II;

    h.       To work with the cooperative movement, non-government and government organizations/entities in the promotion and development of cooperatives and in carrying our government policies;

    i.         To undertake other activities for the effective and efficient implementation of the provisions of the Cooperative Code

    In the furtherance of and not in limitation of the general powers conferred by the laws of the Philippines and the objectives and purposes set forth, this cooperative shall have the following powers:

    1.       To draw, make, accept, endorse, guarantee, execute and issue promissory notes, mortgages, bills of exchange, drafts, warrants, certificates and all kinds of obligations and instruments in connection with and in furtherance of its business operations;

    2.       To issue bonds, debentures and other obligations of the cooperative, to contract indebtedness and to secure the same with a mortgage or deed of trust, or pledge or lien all of the real and personal properties of the cooperative;

    3.       To acquire facilities either by, or through construction, purchase, lease, bequest, or donation from local or foreign sources.

    For the purposes of attaining or furthering any or all of the objectives and purposes herein stated to do any act and to exercise any other power, which a natural person could do and exercised which now or hereafter maybe authorized by law.

  • Cooperatives may fall under any of the following types:

    a.       Credit Cooperative: is one that promotes and undertakes savings and lending services among its members. It generates a common pool of funds in order to provide financial assistance and other related financial services to its members for productive and provident purposes;

    b.       Consumer Cooperative : is one the primary purpose of which is to procure and distribute commodities to members and non-members;

    c.       Producers Cooperative : is one that undertakes joint production whether agricultural or industrial. It is formed and operated by its members to undertake the production and processing of raw materials or goods produced by its members into finished or processed products for sale by the cooperative to its members and non-members. Any end product or its derivative arising from the raw materials produced by its members, sold in the name of and for the account of the cooperative, shall be deemed a product of the cooperative and its members;

    d.       Marketing Cooperative : is one which engages in the supply of production inputs to members and markets their products;

    e.       Service Cooperative : is one which engages in medical and dental care, hospitalization, transportation, insurance, housing, labor, electric light and power, communication, professional and other services;

    f.        Multi-Purpose Cooperative : combines two (2) or more of the business activities of these different types of cooperatives;

    g.       Advocacy Cooperative : is a primary cooperative which promotes and advocates cooperativism among its members and the public through socially-oriented projects, education and training, research and communication, and other similar activities to reach out to its intended beneficiaries;

    h.       Agrarian Reform Cooperative : is one organized by marginal farmers majority of which are agrarian reform beneficiaries for the purpose of developing an appropriate system of land tenure, land development, land consolidation or land management in areas covered by agrarian reform;

    i.         Cooperative Bank : is one organized for the primary purpose of providing a wide range of financial services to cooperatives and their members;

    j.         Dairy Cooperative : is one whose members are engaged in the production of fresh milk which may be processed and/or marketed as dairy products;

    k.       Education Cooperative : is one organized for the primary purpose of owning and operating licensed educational institutions, notwithstanding the provisions of Republic Act No.9155, otherwise known as the Governance of Basic Education Act of 2001;

    l.         Electric Cooperative : is one organized for the primary purpose of undertaking power generation, utilizing renewable sources, including hybrid systems, acquisition and operation of sub transmission or distribution to its household members;

    m.     Financial Service Cooperative : is one organized for the primary purpose of engaging in savings and credit services and other financial services;

    n.       Fishermen Cooperative : is one organized by marginalized fishermen in localities whose products are marketed either as fresh or processed products;

    o.       Health Services Cooperative : is one organized for the primary purpose of providing medical, dental, and other health services;

    p.       Housing Cooperative : is one organized to assist or provide access to housing for the benefit of its regular members who actively participate in the savings program for housing. It is co-owned and controlled by its members;

    q.       Insurance Cooperative : is one engaged in the business of insuring life and property of cooperatives and their members;

    r.        Transport Cooperative : is one which includes land and sea transportation, limited to small vessels, as defined or classified under the Philippine maritime laws, organized under the provisions of RA 9520;

    s.        Water Service Cooperative : is one organized to own, operate and manage waters systems for the provision and distribution of potable water for its members and their households;

    t.        Workers Cooperative : is one organized by workers, including the self-employed, who are at the same time the members and owners of the enterprise. Its principal purpose is to provide employment and business opportunities to its members and manage it in accordance with cooperative principles; and

    u.       Other types of Cooperatives: as may be determined by the Authority.

  • Any regular employees of ALLEGRO MICROSYSTEMS PHILS., INC. (AMPI) & COOPERATIVE of ALLEGRO MICROSYSTEMS PHILS. EMPLOYEES - MPC (CAMPE-MPC), provided they have complied with all the membership requirements such as the following:

    a.       Approved application form

    b.       Have completed the required pre-membership educ. program

    c.       Have paid the required membership fee

  • Share Capital is the member’s investment to CAMPE – MPC. It cannot be withdrawn unless membership is terminated.

  • ‍ Based on the CAMPE-MPC Articles of Cooperative and Bylaws (ACBL), elected officers have either 1 year or 2 years in office, depending on the position elected. There is no limit in the number of times for which the elected officer should re-run for office.

    ‍ a.       Board of Directors – at the first annual General Assembly election, one-half plus one of the directors obtaining the highest number of votes shall serve for two (2) years, and the remaining directors for one (1) year. Thereafter, all shall be elected for a term of two (2) years. (CAMPE ACBL Art.4, Sec.5.)

    ‍ b.       Audit Committee- shall hold an office from one (1) year or until their successors are appointed and qualified (ACBL Art V Sec 1)

    ‍ c.       Election Committee-during the General Assembly Election, the candidate with the highest votes shall hold office for two (2) years while the members is for one (1) year

    ‍d.  Ethics Committee-appointed for a term of two (2) years or until successors have been appointed and qualified.

    ‍e.       Other Committee-appointed for a term of one (1) year or until their successors have been appointed and qualified.

  • Conducting strategic planning is a proactive approach that helps cooperatives stay competitive and responsive to their members' needs. It is essential for several reasons:

    1. Vision and Mission: It helps in defining the cooperative's vision and mission, which are crucial for guiding its future direction and objectives.

    2. Environmental Analysis: Strategic planning involves analyzing the cooperative's environment, which includes both internal factors (like operations and finances) and external factors (like trends and regulations).

    3. Goal Setting: It aids in setting clear, measurable, and achievable goals and objectives for the cooperative.

    4. Resource Utilization: Strategic planning ensures that resources are allocated effectively to achieve the cooperative's objectives.

    5. Adaptability: It allows cooperatives to adapt to changes and challenges, ensuring they can survive and thrive in a dynamic environment.

    During the Strategic Planning, the officers evaluate results, and effectivity of the preceding year’s resolutions, improvement plans, future programs, alignment of practices to new government regulations, market challenges, budget plans, and financial projection that is align with the target income for the coming year.

  • According to the following, the cooperative conduct annual strategic planning because:

     a.       RA 9520 (Cooperative Code of the Philippines) requires that cooperatives operate as viable, well-managed organizations (Art. 2 Declaration of Policy) grounded in cooperative principles (Art. 4), which requires planning activities

    b.       RA 11364 (CDA Charter of 2019) empowers the CDA to develop sector-wide plans and issue guidelines requiring cooperatives to engage in planning, governance, and capacity building process

    c.       CDA guidelines, governance manuals, and checklists, that are mandatory, are issued under the authority of RA 11364, which specifically includes annual planning and strategic planning as compliance expectations.

  • Conducting strategic planning out of the workplace can be attributed to several factors, ensuring that the strategies developed are more robust and aligned with the organization's long-term objectives. The following are some of the rationales in conducting offsite strategic planning:

    a.       Fewer Distractions and More Focus- since the officers are employees too, when planning is done at the workplace, they are easily pulled out to attend to urgent operational issues and concerns rather than on the objective of the cooperative. A venue outside the office creates a protective space where everyone can focus fully on developing business strategies.

    b.       Encourages Big-Picture Thinking- an environment different from the workplace helps participants step out of routine mindsets, think more creatively, explore long-term possibilities and challenge existing assumptions.

    c.       Promotes Open, Honest, and Uninhibited Discussions – being off-site often leads to more candid dialogue because of reduced pressure being “mentally-away” from office politics

    d.       Capacity-Building – since strategic planning involves sharing experiences and informal conversations, it strengthens interpersonal relationships and encourage easier collaboration when the team returns to regular work

    e.       Signals the Importance of the Activity – since strategic planning often conducted for longer periods of time, this emphasizes that the activity is not a regular meeting but an intentional, high-value, future defining activity.

  • CAMPE-MPC uses the General Fund for Strategic Planning and the amount of allocated budget to this activity has remained unchanged since 2017.

    For years, all BOD members and officers who attended the Strategic Planning shared portion of the expenses from their personal funds to accommodate the venue that most likely fitted for the activity to generate outputs that can promote sustainable growth and development of the cooperative.

  • Like the Strategic Planning, conducting a team building by the cooperatives is supported by RA 9520, RA 11364, CDA mandated guidelines, government manuals, and checklists.  These legal bases reinforce that cooperatives must regularly conduct development activities which include team building.

  • Cooperatives in the Philippines conduct team-building activities to support cooperative principles, enhance governance, improve communication, strengthen unity, and fulfill the training and capacity-building expectations set out by RA 9520 and RA 11364. Team building directly contributes to the cooperative’s ability to remain viable, responsive, well-governed, and aligned with CDA development guidelines.

     Ultimately, team building promotes better collaboration among team members as they fulfill their responsibilities of being the officers or employees as they manage the business affairs of the cooperative.

  • Conducting team building activities away from the workplace can be beneficial for several reasons: Enhanced Communication, Trust and Safety, Personal Growth, Cultural Integration and Reduced Stress.

    These benefits can contribute to a more cohesive and efficient team, positively impacting the organizational culture and overall success of the cooperative.

  • The financial status of CAMPE-MPC is being reported by the Chairperson of the Board during the annual General Assembly Meeting.

    The Calendar year ended 2024 reported a significant growth in Income of 21% versus CY2023 and CAMPE distributed Php12M of dividends and patronage refund last year.

    The CY2025 financial performance will be reported again by the Chairperson in this year’s General Assembly that is on March 18, 2026, and all members are encouraged to attend the said meeting as part of every member’s responsibility.

  • CAMPE-MPC started giving Christmas tokens in response to the members yearly inquiry about this issue. The BOD and officers evaluated the financial performance of the cooperative and decided that when the business achieved the income goals set for the year, it will be equally shared to all active members as of November cut off, through a token. This way, all members are given, unlike a patronage refund wherein only members with participating loans for the year are entitled since they are the ones that generate income for the cooperative.  

    The kind of token may vary as the officers try to maximize the allotted budget to the number of members while maintaining the target percentage of growth of income.

  • According to the CAMPE-MPC lending policy, two (2) co-makers are allowed per borrower to a secured loan and a co-maker may only be allowed to be a guarantor for two (2) secured loans.

    This is to ensure that the main responsibility of fulfilling the loan lies with the maker-borrower and lowering the risk of the co-makers paying a loan that is not theirs.

  • Credit Committee/Lending Officers are strict in implementing the loan policy as they are just custodians of the funds entrusted by the CAMPE-MPC members.

    In evaluating the loan application, CAMPE-MPC follows the CDA Memorandum Circular No. 2024-07 which aims to help cooperatives become responsible and effective lenders while achieving sustainable, safe and sound credit operations.  According to this, the cooperative should follow the five “C”s:

    a.       Character -member’s credit history

    b.       Capacity to Pay- if the member’s salary is sufficient to repay his loans

    c.       Collateral- if the member’s other financial assets can cover his loans in case of default

    d.       Circumstances/conditions- the type of loan to be financed by CAMPE and the availability of funds

    e.       Capital- the capital buildup of the member

  • According to the Articles of Cooperations and By-Laws (ACBL), the following are the responsibilities of the cooperative officers:

    a.       Board of Directors -serves as the highest policy-making and governing body of the cooperative. Their responsibilities include policy formulation, financial oversight, risk management, member representation, governance and compliance, and provide strategic direction.

    b.       Audit Committee – oversees the cooperative’s management performance and the adequacy and effectiveness of its internal control systems, particularly in operations and financial reporting.

    c.       Election Committee- responsible for the overall preparation, conduct, supervision, and control of cooperative elections, as prescribed in the by-laws and mandated for all cooperative elective positions

    d.       Education and Training Committee- responsible for the cooperative’s education, training, information, and human resource development initiatives, serving members, officers, staff, and the community.

    e.       Mediation and Conciliation Committee- is the cooperative’s primary internal body responsible for resolving disputes through peaceful and amicable means.

    f.        Ethics Committee - ensures that all members, officers, directors, and employees comply with the cooperative’s adopted code of ethics and ethical guidelines.

    g.       Gender and Development Committee (GAD)- ensures that gender equality is embedded in every aspect of cooperative governance and operations, promoting inclusive, equitable, gender-responsive cooperative that reflects the national GAD policies and global gender equality commitments.

    Other than those indicated in the ACBL, the officers of the cooperative are also working together to manage other committees such as Membership, Credit, Compliance, to help with the day-to-day operations.

  • Currently, CAMPE-BLOC is nearing completion, and the full details of the project will be discussed in the March 18, 2026 general assembly.

    Separate FAQs will be provided soon in relation to the Availment of the CAMPE BLOC facility and house-rules.